Our goal at Attain Fertility is to ensure this process is as stress-free and simple as possible. We worry about your finances so you can focus on your pregnancy!
Some states, including Arkansas, California, Connecticut, Hawaii, Illinois, Louisiana, Maryland, Massachusetts, Montana, New Jersey, New York, Ohio, Rhode Island, Texas and West Virginia, require some sort of insurance coverage for fertility treatment. Residents of other states may also have coverage, but with certain limitations. Contact your insurance company to learn more about your infertility treatment insurance coverage, if any. For instance, some tests and diagnoses could be covered, while certain procedures and medications won’t be.
Ask Your Clinic for Help
To help you understand more about your financial responsibility for treatment, ask your fertility clinic staff and doctors the following questions:
- Is payment for infertility treatment required upfront? If not, does the office offer a payment plan?
- Does the clinic offer a reduced rate if you purchase an in vitro fertilization (IVF) package?
- Will the office staff contact your insurance company to check your benefits, or is it your responsibility?
The doctors and staff at your fertility clinic understand how difficult this process can be, emotionally and financially. And, some fertility clinics offer financial counseling on site. Talk to your doctor to learn more.
Explore Fertility Finance Options
Finances are one of the greatest barriers to infertility treatment. With the high cost of most infertility treatments, especially in vitro fertilization (IVF), it is critical to carefully plan your fertility journey. To offset your out-of-pocket expenses, consider the following:
- Loan financing options, such as HCS, CapexMD or Lending Club Patient Solutions
- The Attain® IVF program
- Applying for grant money from private organizations