Financial Guidance
Paying for IVF (In Vitro Fertilization) should be last on your list of worries as you’re going through treatment. Yet the expense and complicated financial process often put it near the top of the list. Not with Attain Fertility by your side.

Our goal is to make the entire process as stress-free and simple as possible. We focus on the financial stuff so you can focus on your pregnancy.

Infertility Insurance

Insurance requirements vary from state to state. The following require some type of insurance coverage for fertility treatment:

  • Arkansas
  • California
  • Connecticut
  • Hawaii
  • Illinois
  • Louisiana
  • Maryland
  • Massachusetts
  • Montana
  • New Jersey
  • New York
  • Ohio
  • Rhode Island
  • Texas
  • West Virginia

If you live elsewhere you may have coverage, but with certain limitations. For instance, some tests and diagnoses may be covered, while certain procedures and medications aren’t.

The best way to find out? Grab a pen and paper, call your insurance company to see if they offer infertility treatment coverage, and be sure to jot down all the details of what is and isn’t covered.

Your Clinic Can Help

A few simple questions can help clarify your financial responsibility for treatment. Ask your fertility clinic care team the following:

  • Is payment for infertility treatment required upfront? If not, do you offer a payment plan?
  • Do you offer a reduced rate if I purchase an IVF package?
  • Will you contact my insurance company to check my benefits, or is that up to me?

Like us, your clinic care team gets it. They know just how difficult this process can be, both emotionally and financially – some even offer financial counseling.

Explore Fertility Finance Options

Paying for infertility treatment is one of the biggest reasons the process is so difficult for so many people. There’s no way around it – it costs a LOT.

That’s why it’s so important to do your research and think about all your options. The following can help offset your out-of-pocket expenses:

  • Loan financing options: Such as HCS, CapexMD, or Lending Club Patient Solutions
  • The Attain® IVF Program
  • Applying for grant money from private organizations